Privacy Policy

1. Introduction

NIMDAUDMSCSL (“NIMDA”, “we”, “our”, “us”) is committed to protecting your privacy. This policy explains how we collect, use, and safeguard your information.

2. Information We Collect

a) Personal Information

• Full Name
• Date of Birth
• Address
• Phone Number
• Email ID
• KYC Documents (Aadhaar, PAN, etc.)

b) Financial Information

• Bank account details
• Transaction history
• Deposit and loan records

c) Technical Information

• IP address
• Device information
• Browser type
• Login activity

3. How We Use Your Information

• Account management
• Transaction processing
• KYC and legal compliance
• Security and fraud prevention
• Service improvement

4. Sharing of Information

We do not sell your personal data. We may share information with regulatory authorities, banking partners, and government agencies as required by law.

5. Data Security

We implement encryption, secure authentication, and monitoring systems to protect your data.

6. Cookies

We use cookies to improve user experience and analyze traffic. You may disable cookies in your browser.

7. Data Retention

Your data is retained as required for legal and operational purposes, even after account closure if necessary.

8. User Rights

• Access your data
• Request corrections
• Request account closure

9. Third-Party Links

We are not responsible for the privacy practices of third-party websites.

10. Children’s Privacy

Our services are not intended for users under 18 years of age.

11. Updates to Policy

This policy may be updated periodically. Changes will be reflected on this page.

12. Legal Compliance

We comply with applicable Indian laws including the IT Act, 2000 and relevant financial regulations.

13. Contact Us