📌 About Investment Schemes

NIMDA Banking offers a wide range of investment options inspired by SBI-style schemes, designed for wealth creation, regular income, and long-term financial security.

🌱 Growth Investment Scheme

Features

• Tenure: 5 – 15 years
• Compounded returns
• Flexible investment amount

Interest

• 7.0% – 8.5% p.a.

Benefits

• Wealth growth through compounding
• Best for long-term planning
• Reinvestment option

Eligibility

• 18+ Indian residents

💰 Fixed Deposit

Features

• Tenure: 7 days – 10 years
• Lump sum investment
• Auto renewal facility

Interest

• 6.5% – 7.5%
• +0.5% for senior citizens

Benefits

• Safe & guaranteed returns
• Loan facility available
• Premature withdrawal allowed

Documents

• PAN, Aadhaar, Bank details

👴 Senior Citizen Plans

Features

• Higher interest rates
• Quarterly/monthly income

Interest

• 8.0% – 8.5%

Benefits

• Regular income
• Safe investment
• Tax benefits

Eligibility

• Age 60+

💎 Monthly Investment Scheme (MIS)

Features

• Monthly payout
• Medium-term plan

Interest

• 6.5% – 7.25%

Benefits

• Regular income
• Low risk investment

Best For

• Passive income seekers

📊 Interest Rate Summary

🚀 Start Investing Today

Secure your future with NIMDA Banking